Access the current Foreclosure Sales List & Disclaimer
🏠 Foreclosure Sales
The information contained herein is true and accurate to the best of the ability of the Monmouth County Sheriff's Office. The information is subject to change. The information contained on the Foreclosure List may be updated throughout the weekend and on Monday through 1:00 pm. Interested parties should come to the Monmouth County Sheriff's Office prior to sales to determine the status of the properties.
The Monmouth County Sheriff's Office makes great effort to provide accurate and complete information on this Foreclosure List. However, portions of the information contained in this list may be incorrect or not current. Any errors or omissions should be reported for investigation.
The Monmouth County Sheriff's Office, its officers, employees or agents shall not be liable for damages or losses of any kind, direct or indirect, arising out of or in connection with the accuracy of information contained on the Foreclosure List, nor in the use of information, including but not limited to, damages or losses caused by reliance upon the accuracy or timeliness of any such information, or damages incurred from the viewing, distributing or copying of those materials.
Understanding the foreclosure auction process
Click each section below to learn more about the schedule, requirements, and what to expect before, during, and after a Sheriff's Sale.
Homes, businesses and properties in foreclosure are subject to auction pursuant to court order. Sheriff's Sales are held as an open auction every other Monday at 1:00 p.m. in the Monmouth County Sheriff's Office Public Safety Center, 2500 Kozloski Road, Freehold, NJ 07728.
If a holiday occurs on a Monday, sales will take place on Tuesday at the same time and place.
All sales are subject to a first mortgage, and also municipal, state or federal liens, if any. A title search will reveal this information and it is advised that this search be conducted prior to the purchase of any property as the purchaser must assume these liabilities.
An attorney will be able to advise you as to title search procedures.
Inspections of the property is not permitted. The defendants do, however, have the right to sell their home prior to the sale and any arrangements made with them will have to be done other than through our office.
The property can be redeemed by the owner up to 10 days after the sale.
All sales are published for four consecutive weeks prior to the originally scheduled sale date in two Monmouth County newspapers.
They can also be found in the Star Ledger, usually the Wednesday edition. Or online at the Star Ledger website at nj.com/classifieds/notices/.
Please be advised that a sale can be adjourned, settled, cancelled or bankrupt at any time and it is, therefore, advisable to log onto the Sheriff's Office website at www.mcsonj.org to determine whether or not a sale is still scheduled.
If you do not have access to the internet, an updated list is available for public view Monday through Friday, 8:30 AM – 4:30 PM at the Monmouth County Sheriff's Office Public Safety Building, 2500 Kozloski Road, Freehold, NJ 07728. Please ask for the Foreclosure Sales List at the front desk.
You can also contact our office via phone for sale information.
At the time of the sale, the attorney for the Plaintiff will open the bidding at $1,000.00. Bidding will continue in $1,000.00 increments until the highest bid is reached.
The successful bidder shall produce 20% of the bid as a deposit at the auction (cash with a limit of $1,000.00 or certified check) and the balance will be due in 30 days.
If a petition in bankruptcy is filed after the sale occurs, the purchaser's deposit will not be returned to the purchaser. The Sheriff will hold the deposit without interest until further directed by the Court or upon consent of counsel.
If for any reason the purchaser refuses or is unable to pay the balance of the bid within 30 days after the sale, the property will be re-advertised and re-sold at the purchaser's expense. Failure to pay the balance of the bid will result in deposit money being retained by the Sheriff's Office to be released by the direction of a consent order as liquidated damages.
The purchaser may take possession of the deed after the passing of the 10 day redemption period and upon payment of the balance of the bid unless an objection to the sale is served upon the Sheriff prior to the delivery of the deed.
In the event of a redemption, the purchaser will be refunded the full amount of the deposit. If the purchaser is in need of an extension of time to pay the balance of the bid, this additional time may be granted by the Plaintiff.
It is the purchaser's responsibility to record the deed at the Monmouth County Clerk's Office and pay any real estate transfer fees.
It is also the responsibility of the purchaser to notify an occupant, if any, that the property has transferred title and that the premises must be vacated. If an occupant does not voluntarily comply with the request, the purchaser must apply to the Court for a Writ of Possession.
Our office will serve the Writ upon the occupant which will advise him/her to vacate the premises by the stated date. The attorney for the purchaser must set a date to have a moving van sent to the property, remove the occupant's personal belongings, and store those belongings in a place of safe keeping.
Terms binding upon every Sheriff's sale bidder
Please be advised that the following Conditions of Sale apply to every Sheriff's sale conducted by the Monmouth County Sheriff's Office. This is an open auction with competitive bidding. The Plaintiff will open the bidding at $1,000.00. Bidding will continue in increments of a minimum of $1,000.00 until the highest bid is reached. Upset figures must be disclosed by the plaintiff. By bidding at this sale you agree to and are bound by these Conditions:
- The highest bidder, as determined by the Sheriff, shall be the purchaser. The Sheriff's decision as to the successful bidder is final. If a dispute arises as to who succeeds as the highest bidder, the Sheriff is unable to determine the successful bidder, and the dispute cannot be resolved by the Sheriff, the property will be resold.
- The purchaser will pay twenty (20%) percent of the purchase price in cash (with a limit of $1,000), certified check or official bank check at the close of sale and sign an acknowledgment of the purchase. By participating in the sale, the purchaser agrees to be bound by the terms set forth on the acknowledgment of purchase if the purchaser is the successful bidder. However, the deposit amount may be different if the purchaser is qualified under the Community Wealth Preservation Program. NJ A5664 (N.J.S.A 2A:50-64).
- If the purchaser does not comply with the deposit requirements as specified above, the property will be resold.
- All successful bidders, including the plaintiff, shall be responsible for payment of the Sheriff's fees and commissions which will be calculated on the amount of the successful bid.
- The purchaser must pay the balance of the purchase money within thirty (30) days, or the sale may be voided by the Sheriff and the property rescheduled for sale. Lawful interest will begin to accrue on the balance of the purchase price after the tenth (10) day from the date of sale. Sheriff's fees and commissions will be deducted from the bid price. However, the terms may be different if the purchaser is qualified under the Community Wealth Preservation Program.
- The sale is sold subject to unpaid taxes, assessments, water, rents and such facts as an accurate survey and title search of the premises might disclose. Plaintiff shall disclose and describe the amount of such liens and encumbrances immediately prior to sale. The Sheriff is not responsible for any misrepresentations or omissions, intentional or otherwise, made by the plaintiff as to the existence and amounts of liens and encumbrances or as to the value of the asset being sold.
- If the purchaser fails to comply with these conditions of sale, the property will be resold at a future date. The defaulting purchaser will be responsible for all such losses and expenses incurred, but receive no benefit from the second sale. Deposits will be retained by the Sheriff and disbursed by Court Order. No portion of the initial deposit monies will be credited or applied to a successive bid if made by the defaulting purchaser subsequent to a default. If the defaulting purchaser re-bids at a future sale, they will be required to submit an additional twenty (20%) percent deposit in cash (with a limit of $1,000), certified check or bank check at the close of the subsequent sale.
- Please note that in the event of an assignment of bid, the purchaser must provide the Sheriff with the assignee's name within seven (7) days from the date of sale. Failure to provide this information will result in preparation of a deed with the original purchaser's name. If the original deed needs to be amended or replaced, a cost of $100.00 will be charged for the preparation of a new deed.
- If the plaintiff overbids his judgement amount, plaintiff will be responsible for the surplus which will be remitted to the Court by the Sheriff for application by interested parties for turnover. The plaintiff shall also be responsible for payment of the Sheriff's fees and commissions which will be calculated on the full amount of the successful bid.
- If a petition in bankruptcy is filed after the sale occurs, the purchaser's deposit will not be returned to the purchaser. The Sheriff will hold the deposit without interest until further directed by Court Order.
- The recording of the Deed and any fees attached, including the realty transfer fee, is the responsibility of the purchaser.
- If you are planning to bid on an Affordable Housing property — you must be eligible, qualified and meet the criteria for Affordable Housing.
- Notwithstanding the 10 day redemption that all properties subject to the Sheriff's sales are accorded, all purchasers are hereby notified that until all monies due and owing are paid in full and a new deed is received and delivered, purchasers are not permitted access to any and all properties purchased at these Sheriff's sales. If there are people residing on the premises, the purchaser cannot go to the premises and tell the occupants to get out. The purchaser must go through the legal eviction process to remove the occupants from the premises. Also, if the occupants are tenants, the purchaser must go through landlord tenant court to have them removed.
